This DIY financial affirmations card deck is a craft you’ll really want to make, even if you’ve never cut a piece of paper. If you want to manifest money, you have to train your subconscious to think abundant.

The process of making a set of these cards will help. Not only choosing the phrases, but also hand writing them. Let the words and meanings sink in.

And of course, reading them aloud each day.,

Manifest money: DIY financial affirmations cards

My life shifted a big way in 2015. I changed my whole perspective on money and finances.

That’s the inspiration behind these financial affirmations cards.

Each represents a practice I incorporated into my life and household, and it make a difference.

Growing up with scarcity mindset

I grew up with very hardworking parents. They had the mentality that long hours, sweat dripping and stinging your eyes …or winning the lottery were the easiest paths to financial freedom.

Money was always a big topic growing up; there was always a sense that it was somehow unattainable, that earning just enough to get by was perfectly fine to be appreciated.

I even made the mistake in my early 20s of racking up credit card debt to fund a lifestyle I couldn’t keep up. I crashed and burned, and my parents came to my rescue.

My dad helped me get my finances on track, and to this day I still use his methods of balancing and saving.

Embracing financial freedom

BUT…I represent the next generation. This year I chose to up the game and learn how to work smarter, not harder. I started using financial affirmations in my journaling, vision boards, and conversations with my family.

Aiming for financial freedom is not the same as wanting to be filthy rich or greedy. Before this year, I looked at them as the same.

I felt guilty for wanting a cushy lifestyle, but you know what? The more we manage our finances, debt and savings, the less stress we put upon ourselves – less doctor bills, more opportunities, more freedom to see the world in a bigger way.

Being smart with money is a great way to invest in your kids. Removing the mystery and fear!

Manifest money: Increasing revenue

I’ve increased my income by generating new avenues of revenue. I finally have a handle on saving money. I even increased my credit score!

What I’ve done with these financial affirmations cards is break down my best practices into monthly bites.

Print these off and put each one in an envelope, then at the beginning of each month, open one, read it out loud and put it into action.

First off – I want you to read this one every day, first thing in the morning and before you go to bed.

The first step is believing that you can and will get your finances in order. That you are worthy of feeling happy about paying bills because you can do so with ease.

Second step – take action. Write down ideas and the path you need to take to get there.

Supplies to make financial affirmations cards

2×3 blank cards (simply cut up card stock, or even use old playing cards)

Ideas:

If you use a deck of playing cards, use a glue stick to affix paper on top. Then write the affirmations.

Another idea is to buy a set of blank playing cards!

Glue paper over used gift cards, keeping with the theme of money!

Permanent marker

RELATED: Vision board tips

Financial affirmations to incorporate into daily life

Use the following as journal prompts or to write on your financial affirmations cards!

JANUARY: 

This year, each and every day, I will:

Be a magnet for abundance, prosperity and happiness.

Release negative thinking about my relationship with money. I control my life, not my bank account! My thoughts, decisions and actions determine my income.

Respect and acknowledge every dollar that comes my way and make it work for me and the future of my family in the best way possible.

Own up to my habits and change them to work in my favor.

FEBRUARY:

I will:

Review all my finances and be truthful with myself about my spending habits, and the motivation behind them.

Know exactly what I owe and to whom, then prioritize my debt to pay.

Come up with a specific amount of extra money I want to bring in each month, then build an action plan to reach it.

Determine WHY I need this extra money and WHERE it will be spent. How will this extra money help me in the big picture of my life?

No longer leave this up to chance because I’ll stay in the same situation that I’m in right now.

Make time in my weekly schedule to educate myself on finances and taxes. Knowledge is power!

MARCH:

I’m going to:

• Hire help as needed.
• Create a family budget, spending plan, and prepare for my taxes.
• Pay my bills on time to avoid late fees and to improve my credit.
• Cancel subscriptions from shopping accounts, unused monthly services. 

APRIL:

I’m going to:

• Find new ways to bring in income!
• Gather and sort items such as unused gift cards, books, excess craft supplies, new unworn clothing. Not only will this declutter my house, but it will clear space for new energy! I can either sell these items on eBay, Etsy, or in a yard sale. I can also donate them! I
• Use my skills to help business owners – whether it’s social media, proofreading, editing photos, writing content.
• Trade services with friends and family to make a win-win situation!
• Create an e-course or ebook or digital product  I can create and sell, based on my skills!
• If I work a full-time job, I’m also going to look into my employer’s 401k plan (or start a savings plan if I’m self-employed) and up my ante because it will pay off down the road.

MAY:

I’m going to embrace more DIY methods for cleaning, beauty, and decorating using everyday objects, as opposed to buying expensive brand items.

JUNE: 

I’m going to:

• Work with my family to come up with a list of inexpensive ways to have summer fun, that don’t involve excessive spending.
• Focus on sharing experiences more than buying gifts. Walking, crafting, local art walks, gardening, local tourism events.

JULY:

I’m going to:

• Be flexible and forgiving with myself if I slip up. I’ll pick up and start over with a good attitude!
• Recognize setbacks and challenges are a part of life!

AUGUST:

I’m going to:

• Review the year so far and note my financial accomplishments. I’m going to share these with my family. We’ll see where we are doing great and where what areas we need to work on.  

SEPTEMBER:

Back-to-school season, holidays, all of these events are starting, I’m going to:

• Prepare so I don’t spend money like crazy!
• Embrace my crockpot, air fryer, etc to make easy, affordable meals.
• Assess my fridge every week, and pantry too, so I’ll use food already on hand before I buy more. My goal is to limit waste and not let good food expire.
• Make time in my schedule to stay on top of the meal planning. If we do eat out, it will make it all the more special!

OCTOBER:

I’m going to:

• Shop smarter for the holiday season. Instead of impulse purchases at the last minute in December, I will plan ahead and shop for the best price.
• Create a budget, followed by a shopping list so I can be prepared to buy what is needed when it is on sale.

NOVEMBER:

I’ve worked hard, I’m going to take time to relax and embrace my successes!

DECEMBER:

I’m going to celebrate the holidays, but also get a jump start on next year: I will set short, medium, long-term goals for next year!

Thanks for reading through all of these, I hope these tips help you!